Finance Guides & Money Explainers
266 guidesPlain-English guides on debt, loans, investing, tax, and everyday money — written by the Anyday Calculator team and backed by our calculators.
Business & Tax
What Is Form 16? A Complete Guide for Salaried Employees in India
Form 16 is the single document that tells the government everything about your salary and TDS — here is how to read and use it.
Elena·3 min·Business & Tax
Section 80D Deduction: Save Tax on Health Insurance Premiums in India
Paying health insurance premiums? Section 80D lets you deduct up to ₹75,000 from your taxable income — most people leave money on the table here.
Elena·3 min·Business & Tax
How Income Tax Slabs Work in India: A Step-by-Step Guide for FY 2025-26
India does not tax your entire income at one rate — understanding how slabs work could change how you read your pay slip.
Elena·3 min·Investing
Tax on Mutual Funds in India: STCG, LTCG, Dividends, and Debt Fund Rules
The returns on your mutual fund are not what you keep — the tax on the way out can vary from 0% to your full slab rate depending on what and how long you held.
Priya·4 min·Business & Tax
LTCG vs STCG in India: How Capital Gains Tax Works
Selling shares or property? The tax you pay depends entirely on how long you held the asset.
Elena·3 min·Saving & Investing
What Is TDS on FD? How Banks Deduct Tax on Fixed Deposits
Your bank quietly deducts TDS on FD interest — here is what that means and how to avoid unnecessary deductions.
Maya·4 min·Saving & Investing
Tax on FD Interest in India: What You Actually Owe
Fixed deposit interest feels safe — but every rupee of it is taxable income at your slab rate.
Maya·4 min·Business & Tax
Tax on Rental Income in India: A Complete Guide for FY 2025-26
Owning a rental property is rewarding — but understanding how the taxman treats your rent can save you thousands.
Elena·3 min·Loans & Mortgages
Section 24b: Home Loan Interest Deduction Explained
A ₹2 lakh deduction on home loan interest sounds straightforward — until you check whether your property actually qualifies.
David·4 min·Debt & Credit
Section 80E: Tax Deduction on Education Loan Interest in India
Paying off an education loan? Section 80E gives you a tax deduction with no upper cap — for up to eight years.
Marcus·3 min·Investing
What Is Indexation Benefit? How It Reduces Your Capital Gains Tax in India
Indexation lets you legally inflate your purchase price for tax purposes — sometimes cutting your capital gains tax bill to near zero.
Priya·4 min·Everyday Money
Gratuity Calculation in India: Formula, Eligibility, and Tax Treatment
Gratuity is a loyalty reward from your employer — but the formula, eligibility, and tax rules are more nuanced than most employees realise.
James·3 min·
Looking for a calculator? Browse our free finance calculators →