Finance Guides & Money Explainers
266 guidesPlain-English guides on debt, loans, investing, tax, and everyday money — written by the Anyday Calculator team and backed by our calculators.
InvestingAlpha, Beta, and Sharpe Ratio Explained for Indian Investors
Three numbers — alpha, beta, and Sharpe ratio — tell you more about a fund than its raw returns ever will.
Priya·4 min·
InvestingRetirement Planning in India: A Step-by-Step Guide for Every Age
Most Indians underestimate how much retirement costs — here is a practical framework to calculate your number and hit it.
Priya·4 min·
InvestingHow to Start a SIP in India: Step-by-Step for First-Time Investors
You can start a ₹500 SIP in India in 15 minutes — here is exactly how to do it right the first time.
Priya·5 min·
Everyday MoneyHow to Check Your EPF Balance: 5 Methods for Indian Employees
Your EPF balance is a click away — here are all five ways to check it and what the numbers actually mean.
James·4 min·
Everyday MoneyWhat Is Gratuity and When Do You Get It? Complete Guide for Indian Employees
Gratuity is money your employer owes you after 5 years — here is the exact formula and your legal rights.
James·4 min·
Saving & InvestingHow to Save for Your Child's Education in India: A Step-by-Step Plan
A top private engineering or medical college in India will cost ₹40–80 lakh by 2035 — start investing today with this step-by-step plan.
Maya·4 min·
Loans & MortgagesHome Loan EMI Calculation in India: Formula, Examples & Tips for 2025-26
Your bank calculates your EMI using a formula that makes you pay mostly interest in the early years — understanding it puts you in control.
David·3 min·
Loans & MortgagesFixed vs Floating Home Loan Interest Rate in India: Which Is Better in 2025?
Fixed rates feel safe but floating rates have saved most Indian borrowers money over the long run — here is how to decide.
David·3 min·
Loans & MortgagesHome Loan Prepayment in India: How Much Interest You Save and When to Do It
Prepaying just ₹2 lakh extra in year three of a ₹50 lakh home loan can save you over ₹6 lakh in total interest — here is the maths.
David·3 min·
Loans & MortgagesHome Loan Balance Transfer in India: Is It Worth It? A 2025-26 Guide
Switching your home loan to a lender offering 0.5% lower interest can save lakhs — but hidden costs can wipe out the benefit if you do not calculate carefully.
David·3 min·
Loans & MortgagesWhat Is Loan Against Property (LAP) in India? Rates, Eligibility & Risks 2025-26
A Loan Against Property unlocks the equity in your home at roughly half the interest rate of a personal loan — but your house is on the line.
David·3 min·
Loans & MortgagesStamp Duty & Registration Charges in India (2025-26)
Stamp duty and registration charges can add 5–8% to your property cost — here's exactly what to expect state by state.
David·4 min·
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