Finance Guides & Money Explainers
266 guidesPlain-English guides on debt, loans, investing, tax, and everyday money — written by the Anyday Calculator team and backed by our calculators.
InvestingWhat Is Asset Allocation? A Complete Guide for Indian Investors
Asset allocation — not stock picking — is the single biggest driver of long-term investment outcomes.
Priya·4 min·
InvestingHow to Invest in Index Funds in India: Nifty 50, Costs, and Getting Started
Index funds beat most active funds over 10+ years — here is how to pick one and start investing in India.
Priya·4 min·
InvestingHow to Evaluate Mutual Fund Performance: CAGR, XIRR, Sharpe, Alpha, and More
Past returns are not performance — here is the complete toolkit for evaluating whether a mutual fund is actually worth holding.
Priya·5 min·
Saving & InvestingHow to Build Passive Income in India: Dividends, REITs, SWP, FD, and More
Passive income in India is not a myth — it just requires the right vehicles, a realistic corpus, and patience to build.
Maya·4 min·
InvestingWhat Is Financial Independence in India? Your FI Number and How to Hit It
Financial independence in India is achievable — but you need to know your number and why the Western 4% rule does not apply directly.
Priya·4 min·
Saving & InvestingWhat to Do With Your Bonus in India: Invest, Clear Debt, or Save?
Most bonuses evaporate within weeks — here is a framework to make every rupee of it count.
Maya·5 min·
InvestingBest Investment Options for Salaried Indians: EPF, ELSS, SIP, NPS, PPF, FD Ranked
Salaried Indians have access to some of the best tax-advantaged investment options in the country — here is how to stack them in the right order.
Priya·5 min·
InvestingHow to Start Investing in Your 40s in India: Catch-Up Strategies That Work
Starting to invest seriously in your 40s is late but not too late — with the right moves, you can still build a meaningful retirement corpus.
Priya·5 min·
Saving & InvestingHow to Choose Term Insurance in India: A Step-by-Step Guide
The right term plan can replace 15 years of your income for your family — here is how to choose one without overpaying.
Maya·4 min·
Saving & InvestingHow Much Life Insurance Do I Need? Two Methods Explained
Most Indians are dangerously underinsured — here is how to calculate exactly how much life cover your family actually needs.
Maya·4 min·
Saving & InvestingHow to Choose a Health Insurance Plan in India
Picking the wrong health plan can leave you paying lakhs out of pocket — here is exactly what to check before you sign up.
Maya·4 min·
Saving & InvestingWhat Is Critical Illness Insurance in India and Do You Need It?
A heart attack can empty your savings even with health insurance — critical illness cover fills the gap your hospitalisation plan cannot.
Maya·4 min·
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