HD
HDFC Mutual Fund SIP Calculator
~12% p.a. (assumed)Fund House
HDFC Asset Management Co. Ltd
AUM (approx.)
Over ₹7 lakh crore
Min SIP Amount
₹100 per month
Rates shown are indicative as of June 2025. Verify current rates with HDFC Asset Management Company Limited before applying.
Future value
$1,161,695.38
- Invested
- Returns
- Total invested
- $600,000.00
- Estimated returns
- $561,695.38
- Maturity value
- $1,161,695.38
You put in 600,000 across 120 monthly instalments and end with 1161695 — that is 1.94× what you contributed. Returns make up 48% of the final corpus.
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How does this compare?Caution
Min return to beat inflation7.00%
Your expected return12.00%
Returns must exceed 7% inflation to grow real wealth over time
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Frequently asked questions
- What is a HDFC Mutual Fund SIP?
- A HDFC Mutual Fund SIP (Systematic Investment Plan) allows you to invest a fixed amount monthly in HDFC Asset Management Company Limited's mutual fund schemes, benefiting from rupee cost averaging and compounding.
- How is SIP return calculated?
- SIP maturity = M × [(1+r)^n – 1] / r × (1+r), where M is monthly investment, r is monthly return rate (annual ÷ 12), and n is number of months.
- Are SIP returns guaranteed?
- No. SIP returns in equity mutual funds are market-linked and not guaranteed. The 12% p.a. used here is a historical average — actual returns may be higher or lower.
- How do I start a HDFC Mutual Fund SIP?
- You can start a SIP through HDFC Asset Management Company Limited's website, app, or via any AMFI-registered mutual fund distributor. KYC completion is mandatory before investing.
Looking for the generic version? Open the standard SIP Calculator